I really need to start saving some money. Things have got so expensive lately (I don’t even blame the VAT rise, because things seemed to go up before that) and I would love to have a bit of a bumper in case of unexpected expenses, not to mention the holiday I need to pay off in six weeks.
So, I am setting myself a challenge of saving £1000 this year. I know this isn’t a huge amount, but hopefully it’s achievable and it’s a nice round number, which I always like.
- I have already switched our energy provider, and am nervously waiting to see if that pays off (it claimed it would save us £200 a year).
- I have been signed up to the Money Saving Expert newsletter for years, and am heeding the advice given by Martin Lewis, which should save me a few pennies.
- I am going to look into getting milk from the milkman instead of Asda. It costs slightly less, and means that I don’t get caught out nipping for milk, and all of a sudden I have spent £15 on things I could live without.
- On the topic of food, I have tried meal planning, but frankly, I suck at it. I like the idea, and I am a pretty organised person (our Lego is sorted by colour, for goodness sake!), so it should suit me, but for some reason it just never works out for me – I think I like the spontaneity of looking in the freezer and just deciding. What I am going to do, however, is have a vague idea, and not shop for specific meals, and then end up throwing unused things away.
I am going to make myself a little spreadsheet (see, organised!) detailing my income and expenditure, so I can see how much money I spend on unnecessary things each month. I used to have one years ago, and certainly when Lee and I were saving for our wedding, it really helped to focus us on saving and economising.
If you have any handy tips for how I can save even more money, please do let me know. It doesn’t matter how big or small – every penny counts.
Photo credit: P.E.S.H on Flickr